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What is Fintokei? Challenge rules, payouts and watch-outs with check dates
Fintokei is a prop firm run by Fintokei a.s. of the Czech Republic. Its challenge has an 8% profit target in Step 1 and 6% in Step 2, with a 5% daily and 10% overall loss limit, and you can apply with a Japanese site and support.
Rules and fees
| Item | Details | Source |
|---|---|---|
| Operator | Fintokei a.s. (Czech Republic). It cites a Japanese business registration (a tax-registered foreign business), not a financial instruments license. | Confirmed from multiple sourcesMultiple sources |
| Profit target | Step 1: 8% of the initial balance. Step 2: 6%. | Confirmed officiallyFintokei official |
| Loss limits | 5% maximum daily loss, 10% overall loss. | Confirmed officiallyFintokei official |
| Minimum trading days | 3 days per step. | Confirmed officiallyFintokei official |
| Trading period | No time limit, but 30 days without trading ends the account. | Confirmed from multiple sourcesMultiple sources |
| Maximum demo capital | Up to ¥50 million on the Challenge plan. | Confirmed officiallyFintokei official |
| Profit split | From 80%, rising to as much as 100% with point stages. | Confirmed officiallyFintokei official |
| Payouts | Every 2 weeks. | Confirmed from multiple sourcesMultiple sources |
| Fee | ¥12,500 to ¥298,800. | Confirmed from multiple sourcesMultiple sources |
| Leverage | Up to 100x on the Challenge plan. | Confirmed from multiple sourcesMultiple sources |
Pros
- Japanese site and support, with yen payments
- Unlimited trading period and martingale allowed after recent easing
- A low-cost plan starting at ¥12,500
Watch-outs
- Not registered with the FSA; client protection differs from a regulated broker
- Critics note the price-feed partner broker is not officially disclosed
- Some users say spreads are wide, which may not suit scalping
- Rules change often, and some users report account suspensions over hedging or copy trading
Who it suits
- Traders who want to complete everything in Japanese
- Discretionary traders who benefit from relaxed rules
- Anyone who wants to start with a low fee
FAQ
Is Fintokei registered with Japan’s FSA?
No. It holds no client margin and evaluates on demo accounts, so Japanese financial ADR protection does not apply.
Are there prohibited practices?
Some users report suspensions over hedging or copy trading. Check the official terms before you apply.